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How small can a transaction be before it disappears into the background noise? Unfortunately, that’s the challenge facing so many risk teams right now as savvy actors use “micro-laundering” and round-tripping to dodge traditional AML controls. By slicing large sums into tiny, frequent transfers, often across borders and with the help of mules, criminals exploit relaxed thresholds and camouflage funds among millions of legitimate transactions.
Why does this matter for your organisation? Because as criminals get smarter, old-school rules and manual review just can’t keep up. Case in point, financial institutions worldwide are struggling to spot these patterns, as the methods blend laundered money seamlessly with ordinary account activity.
It’s not just about the financial loss or regulatory risk. For risk and compliance teams, it can feel like fighting shadows—knowing suspicious activity is happening but without the tools to clearly see it.
At ComplyRadar, we have worked closely with organisations to evolve beyond static thresholds. Our transaction monitoring solution adapts to micro-laundering typologies, using intelligent automation to detect unusual transaction splitting, spot suspicious round-tripping, and flag patterns others miss—without an avalanche of false positives.
The threat is rising. Let’s raise our defences together.
Let’s talk about how ComplyRadar can help your team surface what others overlook. Drop us a message or connect to swap ideas on tackling these new AML risks!
